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Showing posts from May, 2020

Our needs, aims and actual financial realities

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It's been 15 days now, since we have added the a very positive word in our day to day dictionary again i.e. “ATMA NIRBHAR Bharat” i.e self-reliant and self-sufficient Bharat. If we try to remember Mahatma Gandhi called for self-reliant and self-sufficient villages while getting the freedom. Now, the Government is taking a lot of efforts to achieve the same goal at the national level. I want to ask the question to my readers, are we really ready for being “ATMA NIRBHAR ''?. When we want our country to be the “ATMA NIRBHAR”, then we should aim for inclusive growth of each sector of the society by taking a good amount of   efforts for becoming self-reliant and self-sufficient. Since the last century from Swami Vivekanada to every great Economist, Educationist, and scientist have claimed that the upcoming period or century belongs to the BHARAT. There is a need to learn the art of “FINANCIAL SURVIVAL” till we achieve the benchmark which we have set for ourselves. Financi...

Honest efforts for educating & Prospering Common man

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Computers have made the financial system so complicated that few humans can understand it. As AI (Artificial intelligence) improves we might soon reaches to a point when no human can make a sense of finance any more.                   -        Yuval Noah Harari I read the chapter again and again…..…. Being a finance professor I started thinking about the future world and its correlation with the finance and financial instruments. Since last so many centuries, people are earning money for spending and saving. Earning money & saving the same for future is now one of the habits of a person which is inseparable from his or her lifestyle. When I was taking the review of the financial changes made by e-finance and its instruments, I found that people have accepted and started investing in all new financial avenues. But the question is do they really understand it? Most of the time, the answer is “NO”. ...

Simple ways for "Managing Rupaya"

Dear Readers, I am happy to announce the English version of blog “Managing Rupaya” under name “ Simple ways for Managing Rupaya ” on every Thursday beginning from 21st May 2020. If you want to read the "Minglish" (Marathi + English) version,kindly click on the below link ( https://managingrupaya.blogspot.com/2020/04/honest-efforts-for-educating-prospering.html ) Thanks & Regards, Prof. Mrudula Risbud - Telkikar